Low Rates. Flexible Terms. Streamlined Process
Grow Your Business with Flexible Funding
Get approved fast, access capital when you need it, and move your business forward with confidence
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Business Loans Options
Whether you're launching, scaling, or bridging cash flow gaps — we have a loan option tailored to your goals.
SBA Loans
Perfect for business owners looking to grow, expand, or refinance with flexible repayment terms.
Invoice Financing
Turn your unpaid invoices into immediate cash flow. Get paid faster without waiting on customer payments.
Inventory Financing
Access capital to purchase inventory without draining your cash reserves. Sell more, stock smarter, and stay ahead of demand.
Asset Based Loans
Leverage your existing assets—like inventory, equipment, or receivables—for flexible, revolving credit lines or term loans.
Equipment Financing
Easily fund new or used equipment purchases. Preserve your working capital while getting the tools you need to grow.
Explore More Options
From lines of credit to merchant cash advances, we offer tailored funding solutions to fit your unique business needs.
All Business Owners
Who Do We Fund
We work with thousands of small businesses across the country.
Quick Application
Loan Process
Applying for a business loan is easier than you think
Apply in Minutes
Complete a simple 4-minute application to receive loan offers.
Get Multiple Loan Options
Compare rates and terms from our nationwide network of funding partners.
Get Funded
Pick the offer that works for you and get funded in fewer than 24 hours.
FAQs
No, small business loans aren’t hard to get as long as you have the right tools and resources. Here’s a list of what you need to do to increase your chances for approval:
- Know what lenders are looking for (revenue, collateral, personal and business credit score, and industry preferences)
- Decide on the type of loan for your business.
- Look for potential lenders and gather the necessary documents.
- Work with a financial advisor like SMB Compass. We’ll walk you through the entire process – from filling out the initial online application to submitting your application to our network of lenders to closing the deal.
Loan requirements vary depending on the lender you’re working with and the type of loan you’re applying for. Here’s what we usually look for from borrowers:
- 1-page online application
- 3 to 6 months’ worth of bank statement
- at least two years in business
In general, the factors that disqualify you from getting a loan are as follows:
- Limited cash flow
- Poor credit history
- Lack of a solid business plan
- A risky industry
- Insufficient collateral
- Insufficient time in business
- Missing documents or information
The loan limit depends on the type of loan you’re looking for.
- Business Line of Credit: $5,000,000
- Inventory Financing: $10,000,000+
- SBA Loans: $5,000,000
- Invoice Financing: $5,000,000
- Business Term Loans: $5,000,000
- Equipment Financing: 100% equipment value
- Purchase Order Financing: $10,000,000
- Bridge Loan: $5,000,000
- Asset-Based Loans: Up to $100,000,000
The minimum loan amount depends on the type of financing you’re looking for.
- Business Line of Credit: $5,000
- Inventory Financing: $25,000
- SBA Loans: $50,000
- Invoice Financing: $25,000
- Business Term Loans: $100,000
- Equipment Financing: 100% equipment value
- Purchase Order Financing: $25,000
- Bridge Loan: $25,000
- Asset-Based Loans: Up to $100,000,000
The first step to choosing the right lender for you is to know what you need. How much money do you need to borrow? What do you need it for?
The next step is to research and compare different lenders. Verify their credibility by checking their rating on the Better Business Bureau, reading online reviews, and looking for upfront loan terms, an official website, and contact information.
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